How to stop buying and start saving:
15 things you are wasting your money on
Need help with how to stop buying things constantly and saving money? This post will show you 15 things you are wasting your money on. Money, that you can put towards savings and save thousands of dollars every year!
When you’re trying to save money, every little bit counts. There are so many things that we can do without which we buy anyway because of habit or convenience.
And that is where today’s post comes into play.
You are wasting your money on things that have become a habit to you. Little luxuries that, although nice to have, aren’t essential!
So if you’re wondering how you can stop buying things and save more money than ever this year, read on to find out what you can go with out!
1. Coffee at coffee shops
I know it’s tempting, and I know it tastes great, but you can make delicious coffee at home for a fraction of the price.
2. Hand creams, foot creams, body butters
Buying one big tub of body lotion and using it all over will save you a lot of money in the long run. I love the Nivea brand for inexpensive lotions that last forever.
3. Going to the movies
Movies cost a lot of money, and you can save a lot by not going every weekend. Take a look at all the upcoming movies and choose one or two a month if you’re a movie fanatic and must go, and go see them on discounted days.
4. Excess makeup
I used to be such a makeup hoarder and thought I needed all the palettes makeup gurus would talk about. Nobody needs that much makeup, and I’ve saved a ton of money by only buying whatever I run out of.
5. Home decor
Unless it serves you a purpose which you absolutely need, don’t buy it. All little trinkets do is collect dust on your shelves.
4. Excess makeup
I used to be such a makeup hoarder and thought I needed all the palettes makeup gurus would talk about. Nobody needs that much makeup, and I’ve saved a ton of money by only buying whatever I run out of.
5. Home decor
Unless it serves you a purpose which you absolutely need, don’t buy it. All little trinkets do is collect dust on your shelves.
6. Books
Checking out books from your local library will save you hundreds of dollars every year if you’re an avid reader.
7. Lunches at work
I’m very guilty of buying lunch at work instead of making it at home, however upon discovering how much money I spend each week on food, I’ve challenged myself to pack my lunches for the entire month .
8. Useless subscriptions
If you’re subscribed to any services which don’t benefit you in any way, get rid of them. All those beauty box subscriptions? Think about how many items you get from them which you actually enjoy and ask yourself if it is worth paying for every month.
9. Trendy clothes
Trends come and go, and unless you will wear a piece for multiple seasons to come, I would suggest just not buying it. Clothes shopping costs so much money, and if you only buy clothes you need, you will end up saving a ton.
10. Salon services
Services like manicures, pedicures, and waxing can easily be done by yourself at home. If you get a $20 manicure every 2 weeks, you are spending $240 a year. Learning how to pamper yourself at home is fun, and you can always invite a few girlfriends over and have a spa day.
11. Pre-cut vegetables and fruit
Although convenient, spending money on these can very quickly add up. Buying whole fruit and vegetables and cutting them up yourself will be much more wallet-friendly than the conveniently pre-cut alternatives.
12. Take out
This is an easy way to save a lot of money monthly! Learn how to cook a few kickass dinners and always make more so that you can freeze them for a lazy day.
13. Impulse purchases
If you see something in a store and want to get it right there and then, leave it, sleep on it, and if you still want it badly the next day go get it. But trust me, chances are you will realize that you don’t really need it.
14. Paid apps
With so many free apps these days, paying for an app just seems unnecessary. Find apps that do the same thing as paid ones, and save your coins!
15. Checkout line items
Stores know what they’re doing by having cute little items leading up to the checkout counters. After all, what is there to do while waiting in line? Instead of looking through all the unnecessary temptations, get on your phone and scroll through social media until it is your turn to pay.
Conclusion
You definitely don’t need to stop buying all of these, but some will give you more savings than others. For example, if you only buy paid apps every 2 months or so but go out for coffee every single day, cutting coffee would be better for your savings.
Reaching financial goals doesn’t have to be difficult or make you think that you can’t enjoy life. With the right strategies, you can save money easily and build wealth overtime.
If you are looking for more tips on money management, then check out these resources:
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